Established Covered Calls in Fiserv Inc.

This afternoon I established a Covered Calls position of in Fiserv Inc. (ticker FISV).  My net buy/write limit order at $63.76 was executed by simultaneously purchasing three hundred shares at $65.92 and selling three January 16th, 2026 Call options at $2.16 per share and at the $65.00 strike price. An in-the-money Covered Calls position was established with the probability that Fiserv's stock will close in-the-money (i.e. above the $65.00 strike price) on the 1/16/2026 options expiration date was 58.8% when this transaction was executed.  Also, the next earnings report on February 4th, 2026 is after the January 16th, 2026 options expiration date.  

Fiserv's most recent quarterly report shown here encourages me to believe that the 68% stock price decline in 2025 might signal a price trough.  The new top management team seems ready to steer the company's future in a positive direction.  Wall Street analysts seem to agree since they have a current average target price which is +41% above today's stock purchase price.

As detailed below, a potential return-on-investment result if the stock closes above the $65.00 strike price on the 1/16/2026 expiration date is +1.9% absolute return-on-investment (equivalent to +50.7% annualized return-on-investment for the next 14 days). 

Fiserv Inc. (FISV) -- New Covered Calls Position

Today's buy/write net limit order transaction was as follows:
1/2/2026 Bought 300 Fiserv shares at $65.92.

1/2/2026 Sold 3 Fiserv 1/2/2026 $65.00 Call options @ $2.16 per share.  The Implied Volatility of these Calls was 31.4 when this position was established.  

A possible overall performance result (including commissions) for this Fiserv Covered Calls position is as follows:
Covered Calls Net Investment: $19,030.01
= ($65.92 - $2.16) * 300 shares + $2.01 commission

Net Profit:
(a) Options Income: +$645.99
= ($2.16 * 300 shares) - $2.01 commission
(b) Dividend Income: +$0.00
(c) Capital Appreciation (If 300 Fiserv shares assigned (i.e. above the $65.00 strike price) on the 1/16/2026 options expiration date): -$276.00
+($65.00 strike price - $65.92 stock purchase price) * 300 shares

Total Net Profit Potential (If 300 Fiserv shares assigned at the $65.00 strike price on the 1/16/2026 options expiration date): +$369.99

= ($645.99 options income + $0.00 dividend income - $276.00 capital appreciation)

Potential Absolute Return-on-Investment (If 300 Fiserv shares assigned at the $65.00 strike price on the 1/16/2026 options expiration date): +1.9%
= (+$369.99/$19,030.01)

Potential Annualized Return-on-Investment (If 300 Fiserv shares assigned at the $65.00 strike price on the 1/16/2026 options expiration date): +50.7%
= (+$369.99/$19,030.01) * (365/14 days)