Established Covered Calls in Fiserv Inc.

This afternoon at 3:07pm ET, a short-term Covered Calls position was established in Fiserv Inc. (ticker FI).  My net buy/write limit order at $128.46 was executed by simultaneously purchasing two hundred shares at $132.66 and selling two September 19th, 2025 monthly Call options at the $130.00 strike price at $4.20 per share, which provides a $1.54 per share = [$4.20 Call options premium received - ($132.66 stock purchase price - $130.00 options strike price)] time value profit potential.  An in-the-money Covered Calls positions was established with the probability that the stock will close in-the-money on the options expiration date was 65.3%. 

Fiserv is a fintech company in account processing and digital banking solutions, card issuer processing and network services, payments, e-commerce, and merchant acquiring and processing.  They also own Clover point-of-sales and business management systems.  Fiserv enjoys double-digit organic growth in both revenues and earnings per share.  Just today they announced their first-place ranking (for the third consecutive year) in the IDC FinTech rankings Top 100.

Fiserv's LSEG Stock Reports Plus has an average rating of 8 and an optimized rating of 9 (on a scale of 1 to 10).  In addition, the 29 analysts that cover them have a current average target price of $184.00 (+38.7% above today's stock purchase price).  Finally, it passed all criteria in my StockRover Overall stock screener as shown here:

 

As detailed below, a potential return-on-investment result is +1.2% absolute return-on-investment (equivalent to +48.4% annualized return-on-investment for the next 9 days) if the Fiserv share price is in-the-money (i.e. above the $130.00 strike price) and therefore assigned on its September 19th, 2025 options expiration date.  

Fiserv Inc. (FI) -- New Covered Calls Position

Today's buy/write net limit order transaction was as follows:
9/10/2025 Bought 200 Fiserv Inc. shares at $132.66.

9/10/2025 Sold 2 Fiserv 9/19/2025 $130.00 Call options @ $4.20 per share.  

A possible overall performance result (including commissions) for this Fiserv Inc. Covered Calls position is as follows:
Covered Calls Net Investment: $25,693.34
= ($132.66 - $4.20) * 200 shares + $1.34 commission

Net Profit:
(a) Options Income: +$838.66
= ($4.20 * 200 shares) - $1.34 commission
(b) Dividend Income: +$0.00
(c) Capital Appreciation (If 200 Fiserv shares assigned at the $130.00 strike price at expiration): -$532.00
+($130.00 strike price - $132.66 stock purchase price) * 200 shares

Total Net Profit Potential (If 200 Fiserv shares are in-the-money and therefore assigned at the $130.00 strike price at the options expiration date): +$306.66
= (+$838.66 options income + $0.00 dividend income - $532.00 capital appreciation)

Potential Absolute Return-on-Investment: +1.2%
= +$306.66/$25,693.34
Potential Annualized Return-on-Investment: +48.4%
= (+$306.66/$25,693.34) * (365/9 days)